RL Wealth Management

RL Wealth Management, L.L.C. (RLWM), founded in 2015, is a comprehensive, fee-only wealth management firm. Our focus is to leverage our financial planning and investment management skills to simplify our clients’ financial lives. As a Registered Investment Advisor, RLWM is held to a fiduciary standard, which simply means that our clients’ best interest always come first....

Wealth Management and Advisory Clients

RL Wealth Management, L.L.C. specializes in the creation and implementation of our clients’ financial plan and the corresponding investment management. As a Registered Investment Advisor, RLWM is compensated on a fee-only basis. This means that we never accept any commissions compensation from outside companies. For Wealth Management and Advisory clients, our only compensation comes directly from them in the form of a fee based on the amount of assets under management.

Financial Planning

According to the CFP® Board, the financial planning process is comprised of 6 steps, as follows:

  1. 1. Establishing and defining the relationship the client wants.
  2. 2. Gathering data.
  3. 3. Analyzing and evaluating the client’s financial status.
  4. 4. Developing and presenting the financial plan recommendations.
  5. 5. Implementing the financial planning recommendations.
  6. 6. Monitoring.

     -CFP Board

Our Wealth Management and Advisory clients can expect a personal and hands-on approach to their financial planning. Because the financial planning process is on-going and ever-changing, regular reviews and meetings will be scheduled out in advance. We like to meet with our clients at minimum on a semi-annual basis; however, we meet with most of our clients 3-4 times a year, depending on their needs and preference.

Investment Management

Our clients’ investment strategies are tailored to their individual needs. We start out with model portfolios based off risk tolerance. Since no two clients are the same, we then tailor the model portfolio to each client’s situation based off of the financial planning analysis, assets held away from RLWM (ie. 401ks), and other individual factors. We also take into consideration investments that clients bring with them in their transition to RLWM–if an existing investment fits, we keep it.

It is important for clients to know that RL Wealth Management, L.L.C. never takes custody of clients’ assets. Client assets are held with a custodian, and RLWM has the authorization (discretion) to make trades on our clients’ behalf.

 

 

RL Wealth Management, L.L.C. is listed with the State of Indiana as a Registered Investment Advisor. The firm will not solicit or accept business in any state in which it is not properly registered or qualified to conduct business by virtue of a state “de minimus” exemption. The purpose of this web site is limited to the dissemination of general information regarding the services offered by RL Wealth Management, L.L.C. and does not provide investment advice. This site is not intended to be a solicitation or offer to sell investment advisory services to residents of any state in which RL Wealth Management L.L.C. is not currently authorized to do so.

WealthFusion™

Typical Clients

Typical Clients

Young professionals who want help, but can’t get the advice they are looking for because they do not meet advisor minimums for assets to manage.
How it Works

How it Works

With the WealthFusion™ program, clients have access to low cost model portfolio management, financial planning software, and most importantly, a CERTIFIED FINANCIAL PLANNER™ professional via annual meetings and scheduled conference calls/video chats.
Management Fees?

Management Fees?

Rather than pay a fee based on assets under management, clients will simply pay a monthly bill–think of it as another utility bill.
Long-Term Relationship

Long-Term Relationship

Many of our WealthFusion™ clients eventually transition to the advisory and wealth management relationship as their personal situation requires more attention and greater detail.

Retirement Checkup

 

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